Page 13 of 34 · 680 total
12/26/2022 · 5 min read
Build a better agency by going deep in one niche instead of broad across every product line. Segment your book by client type and product mix, find the concentration that drives the best margins and retention, and shift marketing and team development toward that lane gradually.
12/21/2022 · 5 min read
Multiply average annual commission per client by average years retained, then add a multi-policy multiplier. A typical P&C client at $180 commission over 4.5 years is worth $810. Use that LTV to set max acquisition cost, justify retention spend, and budget service hires.
12/19/2022 · 6 min read
Over-relying on technology destroys insurance agency client relationships because automation cannot replicate the specific thing clients chose a human agent for: genuine advocacy and empathy in stressful moments. Use tech to create capacity for human interaction, not to replace it.
12/14/2022 · 5 min read
Raise your close rate this week by recording two calls, scoring three behaviors (trust-building before quoting, asking versus telling, silence management), installing specific replacements, and running one team roleplay weekly on difficult prospects.
12/12/2022 · 5 min read
Improve insurance sales calls and close more clients by killing four habits: premature quoting before trust is built, telling instead of asking, filler words that bleed credibility, and filling the silence after a closing question. Record ten calls and audit the first 60 seconds before changing anything else.
12/07/2022 · 5 min read
Lead quality is a system variable, not a property of the lead. Speed to call, attempts per lead (target 7+), contact rate (above 50%), and agent skill drive cost per issued policy. Audit 100 leads before cutting a source. The same lead closes at 15% or 5% depending on follow-up.
12/05/2022 · 5 min read
Open internet lead calls with the prospect's outcome in the first 30 seconds, ask one great qualifying question before quoting, present options transparently, and answer "I need to think about it" with a specific follow-up question. Text inside 10 minutes after any voicemail.
11/30/2022 · 5 min read
Turn strategy into agency results with five practices: log every major decision with reasoning and review in 90 days, build a clarity stack for the team, vet every tool for process fit, hire for upward trajectory, and protect one strategic hour every week.
11/28/2022 · 5 min read
Build strategically by working on the business not just in it, applying second-order thinking to every decision, treating failure as diagnostic information, and competing on client experience instead of price. The best system beats the best salesperson every time.
11/23/2022 · 5 min read
The biggest lead-buying mistake is treating the lead as the lever instead of the system around it. Two agents on the same vendor close 18% vs 6%. Contact inside 5 minutes, run 7+ attempts over 14 days, track cost per issued policy (not cost per lead), and train follow-up.
11/21/2022 · 5 min read
Most P&C agencies run at 60 to 70 percent of real capacity because sales agents handle service calls, admin work, and lead management. Separate sales from service, kill admin, and tighten CRM follow-up before buying more leads.
11/16/2022 · 5 min read
Run a profitable insurance agency on five tactical practices: protect your highest-cognitive hours, run a 12-month touchpoint calendar with every client, make the first 90 days unforgettable, ask for referrals at moments of high satisfaction, and document every repeated process.
11/14/2022 · 5 min read
Rhiannon Ward built a different kind of insurance career on four beliefs: authenticity outperforms scripts, reflective practice beats passive experience, network investment is a competitive moat, and mental clarity is performance infrastructure, not a luxury.
11/09/2022 · 5 min read
Agency culture comes down to three emotional states your team needs to feel every week: certainty about targets and rules, connection to each other and the owner, and contribution to work that matters. Build all three intentionally and the team performs without constant pushing.
11/07/2022 · 5 min read
A talk time accountability system requires four parts: daily visibility on the dashboard, a defined four-hour minimum standard, weekly one-on-one coaching conversations, and removal of admin work that blocks selling time.
11/02/2022 · 5 min read
Toby Hedges runs every client through a 30-day welcome call, a 90-day check-in, and an annual review scheduled at inception. Every role has a written playbook. Call reviews happen weekly. Training continues for 90 days with structured milestones. These are ordinary fundamentals executed with extraordinary consistency.
10/31/2022 · 5 min read
Market size does not determine agency ceiling. Toby Hedges built a high-performing operation in Mississippi by applying the same fundamentals that work anywhere: defined roles, tracked metrics, a client experience built for referrals, and a culture that keeps producers from leaving. Geography is not the variable. Execution is.
10/26/2022 · 5 min read
Five numbers run a smarter agency: conversion rate by agent, retention by cohort, revenue per client, cost per issued policy by lead source, and agent production trend. Track them weekly, share them with the team as growth context, and act on what you see.
10/25/2022 · 5 min read
Most agents break under pressure because their systems and culture were built for current volume, not for stress. Pressure-proof agencies use written scripts, calm owner leadership, regular reviews, and healthy personal habits. Build the infrastructure before you need it, in both slow stretches and growth surges.
10/19/2022 · 6 min read
Zach Farris scales his agency with a five-minute daily huddle on three numbers, weekly conversion reviews by agent and lead source, a structured day-two-through-five follow-up system, and ruthless ROI tracking of cost per issued policy by source.